How Investment Works

Govantage offers asset-backed investment opportunities for individuals looking to earn competitive returns secured against physical fleet vehicles.

The Model

When you invest with Govantage, your capital is used to purchase and maintain fleet vehicles. Your investment is structured as a fixed-term loan secured against specific vans in our fleet. Interest is paid quarterly and your capital is returned at the end of the agreed term.

Investment Tiers

• Standard (from £1,000): 7.0% annual interest
• Silver (from £10,000): 7.5% annual interest
• Gold (from £25,000): 8.0% annual interest
• Platinum (from £50,000): 8.5% annual interest

Security

Your investment is secured against physical assets — the vans in our fleet. Each van generates weekly rental income from verified drivers on active rental agreements. This asset-backed model provides tangible security that pure financial products cannot offer.

How It Works

1. Register: Create an investor account at govantage.uk/invest
2. Verify: Complete identity verification and investor suitability assessment
3. Invest: Choose your investment amount and term
4. Earn: Receive quarterly interest payments
5. Maturity: Capital returned at end of term, or roll over into a new term

Tax Considerations

Interest earned is subject to UK income tax. Most individuals benefit from the Personal Savings Allowance (£1,000 for basic rate taxpayers, £500 for higher rate). We issue annual tax certificates for your records (UK tax year: 6 April – 5 April).

Important Notice

Investing involves risk. Your capital is at risk and returns are not guaranteed. Govantage investments are not covered by the Financial Services Compensation Scheme (FSCS). Past performance is not indicative of future results. Please read our Risk Disclosure before investing.

For investment enquiries, contact invest@govantage.uk.